Forecasting, monitoring and managing the cash flow of your business should be a pivotal part of your overall business strategy. 


A business may be trading profitably, but it can still fail if cash is not available, and no business can survive long without enough cash to meet its immediate needs. Cash flows into a business mostly through sales and out through costs such as raw materials, labour, transport and power. More coming in than going out means you have a positive cash flow and you can pay your bills on time.

In the short term, more going out than coming in means a business struggles to pay its bills and might need to borrow money to cover the shortfall. In the longer term, more money going out than coming in means your business can’t continue. We can help you ensure your business has good financial management and foresight to plan for whatever might happen.

How We Can Help

We can help you with your forecasting requirements whatever they may be. Below are some of the core areas we currently help our clients with.

All business owners have a “feel” for their business but not all will have regularly updated financial forecasts.

Our team of experts will be able to help you stay in control of your business by providing you with regular updated cashflow projections based on rolling forecasts for the next one, two or three years.

We can advise you of the peaks and troughs in your cash flow, monitoring actual results against budgeted performance. We can highlight if and when any banking covenants may be breached so that the business can take fast remedial action.

A good year’s results may result in a high corporation tax bill so we can firstly include such payments in the cash flow projection for next year and secondly call in our tax advisory team to see how the tax bill can be minimised.

Any expanding business will have greater demands on cash flow, as more and more cash is tied up in stock and debtors. This is technically called ‘overtrading’ and presents a cash flow management risk to many businesses, especially those that expand quickly after a period of recession.

Regular advice and recommendations from our team of experts will allow you to control the risk as you maximise the returns to your business.


With offices spread across the UK we’re perfectly placed to help with all of your cash flow requirements.


We have offices all over the UK. Click below to find yours.

“We have used Ledger Sparks for over 10 years and found the levels of service to be high. As well as the usual compliance activity we use them for general business advice and assistance with bookkeeping when required. A very professional and friendly firm providing prompt response’s to business queries which is good for all SME’s.”

Colin Quigley, Director, Ashley Group

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